Preferred Provider Organization (PPO)** or Participating Dental Network (PDN)
With these plans, you can visit any dentist you want. You never need a referral. But costs usually are lower if you choose a dentist who is part of the PPO or PDN. Deductibles and annual maximums may apply.
David: Hi, I’m David, and this is Aetna’s Dental Preferred Provider Organization, or PPO*.
The PPO gives you great coverage: preventive care (like check-ups, cleanings and x-rays) is almost always 100 hundred percent covered. And there’s coverage for basic care, like fillings, and major care, like root canals and crowns. If you need to see a specialist, you can see any licensed dentist you’d like, without a referral.
The PPO gives you the flexibility to see any dentist you’d like, at any time; but, this is where the term “preferred” comes in. The PPO has a network of dentists who have agreed to negotiated rates for Aetna’s members, including over 215,000 available dental practice locations**. See a network dentist, and your final cost will typically be lower, letting you stretch your annual maximum even further.
Dental benefits and dental insurance plans are offered, underwritten or administered by: Aetna Life Insurance Company, Aetna Dental Inc., Aetna Dental of California Inc. and/or Aetna Health Inc. Health benefits and health insurance plans are offered, underwritten or administered by: Aetna Health Inc., Aetna Health of California Inc., Aetna Health of the Carolinas Inc., Aetna Health of Illinois Inc. and/or Aetna Life Insurance Company (Aetna). Each insurer has sole financial responsibility for its own products.